1. Acceptance of Terms

Welcome to StreamTable. By accessing our website, signing up for an account, or using our services, you agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, please do not use our service.

2. Description of Service

StreamTable provides a service that allows users to convert PDF bank statements into Excel format with 100% accuracy using artificial intelligence technology. Our service includes:

Conversion of bank statement PDFs to Excel format
Automated transaction categorization
Consistent formatting of financial data
Batch processing capabilities (Business tier)

We offer multiple subscription tiers with different features and conversion limits:

Starter: $24.99/month - includes 500 conversions
Professional: $59.99/month - includes 1,500 conversions
Business: $99.99/month - includes 5,000 conversions

3. User Accounts

To use our service, you must create an account with a valid email address and password. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to:

Provide accurate and complete information when creating your account
Maintain and promptly update your account information
Keep your password secure and confidential
Notify us immediately of any unauthorized use of your account

We reserve the right to terminate accounts that violate these Terms or for any other reason at our discretion.

4. Subscription and Billing

StreamTable offers subscription-based services. By subscribing to our service, you agree to the following:

You authorize us to charge your payment method on a recurring basis for the subscription tier you select.
Subscriptions automatically renew at the end of each billing period unless canceled before the renewal date.
You can cancel your subscription at any time through your account settings. Cancellation will take effect at the end of your current billing period.
We may change our subscription fees at any time, but will provide notice before any price changes affect your subscription.
Conversion counts reset at the beginning of each billing period and do not roll over to the next period.
Exceeding your tier's conversion limit will require an upgrade to a higher tier.

5. User Content and Data

Our service allows you to upload bank statements and other financial documents. With respect to this content:

You retain all ownership rights to your content.
You grant us a limited license to use your content solely for the purpose of providing our service to you.
We do not store your bank statements or financial data. Your documents are processed in real-time and immediately discarded after the conversion is complete.
We do not claim ownership of your content or use it for any purpose other than providing the conversion service.
You are solely responsible for the content you upload and must have the legal right to share any documents you submit.
We implement security measures to protect your data but cannot guarantee absolute security. You acknowledge this risk when using our service.

6. Accuracy and Limitations

While we strive for 100% accuracy in our conversion service, you acknowledge that:

The quality of conversion depends on the quality and format of the uploaded documents.
Our service may not work optimally with all bank statement formats or heavily customized documents.
You should always verify the converted data against your original statement for critical financial decisions.
We do not provide financial advice, and the categorization is for convenience only.

7. Prohibited Uses

You agree not to use StreamTable to:

Violate any applicable laws or regulations
Upload content that infringes on intellectual property rights
Attempt to access other users' accounts or data
Interfere with or disrupt our service or servers
Attempt to reverse engineer, decompile, or otherwise try to extract the source code of our software
Use automated methods to access or use our service without our permission
Upload malicious code or files that could damage our systems

8. Intellectual Property Rights

All content on our website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of StreamTable or its content suppliers and is protected by international copyright laws. The compilation of all content on this site is the exclusive property of StreamTable and protected by international copyright laws.

Our service, including its underlying technology and software, is protected by copyright, trademark, patent, and other intellectual property laws. You agree not to copy, modify, rent, lease, loan, sell, distribute, or create derivative works based on our service, in whole or in part.

9. Disclaimers and Limitations of Liability

Our service is provided "as is" without warranties of any kind, either express or implied. We do not warrant that the service will be uninterrupted or error-free, that defects will be corrected, or that the service or the servers that make it available are free of viruses or other harmful components.

In no event shall StreamTable be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of our service, even if we have been advised of the possibility of such damages. Your sole remedy for dissatisfaction with the service is to stop using it.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website and updating the "Last Updated" date. Your continued use of the service after such changes constitutes your acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located within the United States.

12. Contact Information

If you have any questions about these Terms, please contact us at:

Email: info@stream-table.com